Federal Campaign Contribution Limits (2025-2026 Cycle)
The Federal Election Commission sets limits on how much individuals and organizations can contribute to federal candidates, PACs, and parties. These limits are adjusted for inflation every two years.
Individual Contribution Limits
| Recipient | Per Election | Per Year |
|---|---|---|
| Candidate Committee | $3,300 | $6,600 (primary + general) |
| National Party Committee | — | $41,300 |
| State/Local Party Committee | — | $10,000 (combined) |
| Traditional PAC | — | $5,000 |
| Super PAC | — | Unlimited |
PAC Contribution Limits
| Recipient | Per Election |
|---|---|
| Candidate Committee | $5,000 |
| National Party Committee | $15,000/year |
| Other PACs | $5,000/year |
What Counts as a "Contribution"?
- Direct monetary donations
- In-kind contributions (goods or services provided at no cost)
- Loans made to a campaign (unless from a commercial lender at market rates)
What's NOT Subject to Limits?
- Volunteering your personal time
- Super PAC independent expenditures
- Issue advocacy that doesn't explicitly support or oppose a candidate
- Self-funding (candidates can spend unlimited personal funds)
Penalties for Exceeding Limits
Donors who exceed contribution limits may face civil penalties from the FEC. Campaigns that knowingly accept excessive contributions can also be fined. The FEC's enforcement division investigates potential violations and can refer criminal cases to the Department of Justice.